PRIVACY POLICY
Last Updated: July 8, 2011

StoneCrestLending.com ("StoneCrestLending.com", "us", or "we"), has created this privacy policy (hereinafter the "Privacy Policy") in order to disclose our information gathering and dissemination practices. We understand the importance that Internet users place on privacy and have designed our service with this in mind. You agree to this Privacy Policy, in its entirety, when you: 1) access or use "StoneCrestLending.com" (the "Site"); and/or 2) select and register for an offer(s) on the Site by clicking the offer(s) presented. If you do not agree with the terms and conditions of our Privacy Policy, please do not use or access the Site. This policy may change from time to time and StoneCrestLending.com reserves the right to change or modify this policy at any time with or without notice. If you have any questions about this policy, please feel free to contact compliancycashadvance@gmail.com.

By registering and using this Site, you signify your acceptance of this Policy. If you do not agree to the terms of this Policy, in whole or part, you should not use this Site, and should immediately terminate your registration (if you have signed up) by following the instructions in "Opting-Out of Further Communications:"

Adknowledgement / Your Agreement

The StoneCrestLending.com website is not intended for use by individuals under the age of 18 or those who are not legal residents of the United States. By using our website or submitting information to us, you consent to the Company's use and sharing of the information collected or submitted as described in this Privacy Policy. If you are not 18 years of age or older and a valid resident of the United States or you do not agree with the terms of this Privacy Policy, do not provide us with any information or use any of the products or services offered or provided on this Site.

Types of Information We Collect

StoneCrestLending.com collects both "personally identifiable information" and "non-personally identifiable information" from or about users.

Personally Identifiable Information

StoneCrestLending.com collects several types of information that may identify a particular individual ("personally identifiable information"). We collect personally identifiable information when you provide it to us through your use of the Site, such as by completing one or more stages of an application form to apply for a loan from a lender participating in our lender network ("participating lenders"). The types of personally identifiable information we collect include: name, physical address, telephone number, social security number, email address, date of birth, driver's license number and state, information about home ownership, citizenship status, employment information, active military information, amount and frequency of pay checks, and information about your banking account.

Non-Personally Identifiable Information

Non-personally identifiable information is anonymous information that cannot be associated with a specific individual. The types of non-personally identifiable information that we collect (either directly, through the use of "cookies," or through the use of a third party tracking system) include: the IP address of the computer making the request; your browser type and language; access times; information about areas of the site visited by users of the site; information about the links that users may select to visit on the site. IP addresses are not usually associated with your personal computer, but with a portal through which you accessed the Internet. IP addresses are not linked to personally identifiable information. A "cookie" is a piece of information a web site sends to your computer while you are viewing the website to remember who you are without personally identifying you.

StoneCrestLending.com may share this non-personally identifiable information only in summary form with its suppliers and other third parties for the purpose of web site statistical and trend analysis. This information is not linked to any personally identifiable information that can identify an individual person.

How We Use Personally-Identifiable Information

We use the personally-identifiable information you provide to us through this site in order to deliver the products or services you have requested; provide you with customer support; verify or review your application information to determine whether it meets eligibility requirements for participating lenders; communicate with you by email, postal mail, telephone, and/or mobile devices about products or services that may be of interest to you either from us, our marketing partners, or other third parties; display advertising tailored to your interests or background; perform data and statistical analysis on use of the web site; enforce our terms and conditions, and perform any other functions otherwise described to you at the time we collect the information.

We may use personal information to provide the services , including services that display customized content and advertising either directly or through third parties by which you can receive messages on your wireless device via short message service ("SMS Service") . Your provider's standard data and messaging rates apply to all SMS correspondence. All charges are billed by and payable to your mobile service provider. You represent that you are 18 years of age and the owner or authorized user of the wireless device on which messages will be received, and that you are authorized to approve the applicable charges. Data obtained from you in connection with this SMS Service may include your name, address, cell phone number, your provider's name, and the date, time, and content of your messages. We do not guarantee that your use of the SMS Service will be private or secure, and we are not liable to you for any lack of privacy or security you may experience. You are fully responsible for taking precautions and providing security measures best suited for your situation and intended use of the SMS Service. You may opt out of the SMS Service at any time by replying "STOP", "END", or "QUIT" to the SMS text message you have received. If you remove your SMS information from our database it will no longer be used by us for secondary purposes, disclosed to third parties, or used by us or third parties to send promotional correspondence to you. We only send email marketing to individuals that have agreed, whether by visiting the website or through third party websites, to receive email marketing from "StoneCrestLending.com". We do not send unsolicited bulk emails.

We may review and use your financial information and your social security number to match you with participating lenders in our loan network or other third party lenders with whom we have a business relationship. We may also review your financial information and social security number to verify your identify and protect against possible fraudulent transaction.

Sharing Your Personally Identifiable Information

StoneCrestLending.com may share your personally-identifiable information (including, without limitation, your financial account information and social security number) with lenders participating in our lender network and other third party lenders with whom we have a business relationship. These third party lenders may use your personally-identifiable information to offer you a payday loan or to communicate with you about other business or marketing offers. In addition, we may share your personally identifiable information (not including your financial account information and social security number) with unaffiliated third party marketers and list managers with whom we have a business relationship. Any third parties with whom we share personally-identifiable information may have their own policies which describe how they use and disclose your information. Those policies will govern the use, handling, and disclosure of your information once we have transferred or shared it with those third parties as described in this Policy or our Terms and Conditions. If you do not agree that StoneCrestLending.com may share your PII with such entities, you may not register on StoneCrestLending.com, and if you are already registered, you must immediately terminate your account, by writing to StoneCrestLending.com Unsubscribe 2533 N. Carson St., Suite 3927 Carson City, NV 89706 or submitting a request via email to compliancycashadvance@gmail.com.

Additional Information Disclosure

StoneCrestLending.com will disclose your personally-identifiable information in response to a subpoena or similar investigative demand, a court order, or a request for cooperation from a law enforcement agency or other government agency; to establish or exercise our legal rights; to defend against legal claims; or as otherwise required by law. We will disclose your personally-identifiable information when we believe disclosure is necessary to investigate, prevent, or take action regarding illegal activity, suspected fraud or other wrongdoing; to protect and defend the rights, property, or safety of our company, our employees, our web site users, or others; or to enforce our website terms and conditions or other agreements or policies. In addition, in the event that all or substantially all of StoneCrestLending.com's assets are transferred or sold to another entity, StoneCrestLending.com may transfer personally-identifiable information to the acquiring entity. In its sole discretion, StoneCrestLending.com may transfer, sell or assign information collected on and through this Site, including without limitation, PII and other registrant-provided information, to one or more third parties, as a result of the sale, merger, consolidation, change in control, transfer of substantial assets, reorganization or liquidation of StoneCrestLending.com and/or Network Sites.

Do Not Call Registry Compliance

By submitting personal contact and/or financial information through (StoneCrestLending.com domain), the user hereby grants written permission to StoneCrestLending.com, its affiliated sites, and its business partners for contact via telephone, voice broadcasts, mail, sms text message, and/or e-mail. Further, by registering at StoneCrestLending.com you are consenting to receive phone calls from StoneCrestLending.com, its affiliated sites, and its business partners for contact via telephone, including but not limited to lenders that may contact you regarding a loan and thereby registrants waive their right to file a claim with the FTC or any other agency in reference to these calls or contacts.

Marketing Partners

We may receive information about you, including but not limited to your IP address, e-mail address, first name, last name, mailing address, and telephone number, from third party marketing partners that provide us with consumer data to manage on their behalf.

Links to Third Party Sites

StoneCrestLending.com may contain links or automatically redirect you to third party sites. Other websites have their own terms of use and privacy and security policies. If you choose to visit one of these sites, you should review the policies that govern that particular site. StoneCrestLending.com is not responsible for the privacy practices or the content of such websites.

Pre-select/Pre-fill Offers

Our website technology may pre-select certain offers for you to view based on the demographic and geographic information you submitted to us during the website registration process. Additionally, this technology may pre-fill some or all of the offers' data fields with the information you submitted during the website registration process in order to prevent you from having to re-enter this information. We may not show all of the pre-filled data fields to you.

Security, Fraud, and Abuse

This site has security measures in place to protect the loss, misuse, and alteration of the information under our control. All information is stored in a technically and physically secure environment. Information is not accessible to the public. StoneCrestLending.com regularly reviews these measures to better protect you. Although we take every precaution to protect your data, no data transmission over the Internet can be guaranteed 100% secure.

Opting-Out of Further Communications

StoneCrestLending.com registrants may opt-out of receiving further communications from StoneCrestLending.com. Registrants may, at any time, choose not to receive promotional emails from StoneCrestLending.com or the Network (1) following the "unsubscribe" instructions in any StoneCrestLending.com e-mail received by registrant, or (2) writing to compliancycashadvance@gmail.com . Note that unsubscribing from one email list does not automatically unsubscribe you from any other email list that you may be on. Please read the email carefully to find out which list you are unsubscribing from.

California Residents Privacy Rights

Companies that collect personally identifiable information ("PII") from California residents and disclose such information to Third Parties (including affiliated entities) for marketing purposes must, in response to a request by a consumer, either (1) provide a list detailing the categories of information shared and the entities to which such information was provided, or (2) provide a mechanism by which a consumer may opt-out of having their information shared with Third Parties. We have elected the second option and you may request that your PII not be shared with Third Parties by sending your request, including your full name, email address and postal address to: StoneCrestLending.com Unsubscribe 2533 N. Carson St., Suite 3927 Carson City, NV 89706. In accordance with California Civil Code Sec. 1789.3, California resident users are entitled to know that they may file grievances and complaints with California Department of Consumer Affairs, 400 R Street, Suite 1080, Sacramento, CA 95814; or by phone at 916-445-1254 or 800-952-5210; or by email to dca@dca.ca.gov. For more information about protecting your privacy, you may wish to visit: www.ftc.gov.

Change in Policy

StoneCrestLending.com may, from time to time, amend this Policy, in whole or part, in its sole discretion. Depending on the nature of the change, StoneCrestLending.com will either announce the change (1) on the privacy policy page of the site, or (2) provide such notice via e-mail to registrants. By not unsubscribing, following the announcement of any changes, you will be deemed to have agreed to such changes. If you do not agree with the terms of this Policy, as it may be amended from time to time, in whole or part, you must terminate your registration by unsubscribing at compliancycashadvance@gmail.com.

Questions

You may direct any questions concerning this privacy policy to:

StoneCrestLending.com
2533 N. Carson St., Suite 3927
Carson City, NV 89706.

Last Updated on July 8, 2011